Intelligent portfolio design Our team is your team We manage managers to bring you best-of-breed investments. Our goal is to provide consistent, above-average returns by combining premier managers with complementary return patterns. We actively monitor about 8,000 manager products, of which fewer than 9% earn our "buy" ranking. Ultimately, less than 3% of researched money managers receive an assignment in a Russell fund. We constantly monitor managers after selection, moving swiftly and cost-effectively when changes are needed. View this sample portfolio (PDF) to see how Russell Funds help you access some of the world's best investment managers. Our Products: LifePoints Funds Our LifePoints® Funds are a family of funds of funds with assets allocated among a diversified mix of underlying Russell Investment Company (RIC) funds. The LifePoints family consists of three series intended to address the needs of investors at different life stages as they save for and live in retirement. The Target Portfolio Series and Target Date Series* provide a complete portfolio framework in a single fund for the accumulation years. The Target Distribution Strategies are intended for retirees planning to begin using the money they've saved during their working years. For more information on our LifePoints Funds please read  LifePoints At-a-Glance. (PDF) Mutual Funds We offer an array of mutual funds that can serve as the cornerstone of an investor's plan or as supplements to existing investment strategies. Learn More Retirement Services We have strategically partnered with top-tier Defined Contribution retirement plan providers, allowing you to offer the LifePoints Funds solution. These lifestyle and lifecycle products are available from the smallest start-up plans to larger DC plans. Please contact your local Russell Sales team at 800-787-7354 to learn more about Russell's DC capabilities and connect with a dedicated Retirement Consultant. Fund objectives, risks, charges and expenses should be carefully considered before investing. For a prospectus containing this and other important information call Russell at 1-866-676-7680 or go to the prospectus and reports page to download one. Please read the prospectus carefully before investing. * Effective December 14, 2007, the LifePoints® Funds Target Date Series is available only to Defined Contribution employee benefit plans. Diversification and strategic asset allocation do not assure profit or protect against loss in declining markets. Please remember that all investments carry some level of risk including the potential loss of principal invested. The LifePoints® Funds are a series of fund of funds which expose an investor to the risks of the underlying funds proportionate to their allocation. Investment in LifePoints Funds involves direct expenses of each fund and indirect expenses of the underlying funds, which together can be higher than those incurred when investing directly in an underlying fund. Model Strategies represent target allocations of Russell funds; these models are not managed and cannot be invested in directly. Model Strategies are exposed to the specific risks of the underlying funds directly proportionate to the underlying fund allocation. Copyright © Russell Investments 2008. All rights reserved. Russell Investment Group is a Washington, USA corporation, which operates through subsidiaries worldwide, including Russell Investments, and is a subsidiary of The Northwestern Mutual Life Insurance Company. The Russell logo is a registered trademark of Russell Investments. Securities products and services offered through Russell Financial Services, Inc. (formerly Russell Fund Distributors, Inc.), member FINRA, part of Russell Investments. For information on the Financial Industry Regulatory Authority, go to www.finra.org. RFD 08-0446 First used: April 2008 Revised: May 2008			Related LINKS Interested in working with Russell to help you build a more valuable business? Complete our online form to help our team understand your specific needs. Review our mutual funds Site search

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